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A late payment fee a late charge is charged to a borrower who misses paying at least their minimum payment by the payment deadline In order to avoid late fees ensure that you pay at least the minimum amount by the due date.

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Grace periods for different types of debt During that time you can send in a payment without being considered delinquent After that you'll be subject to a late fee usually from 2 to 5 of the monthly payment amount.

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